30 Year Fixed Rate  Rate  APR  Points  6.750%  6.878%  0.000% 20 Year Fixed Rate  Rate  APR  Points  6.875%  7.044%  0.000% 15 Year Fixed Rate  Rate  APR  Points  6.376%  6.583%  0.000% 10 Year Fixed Rate  Rate  APR  Points  6.375%  6.666%  0.000% 5/1 Year Adjustable Rate  Rate  APR  Points  6.875%  7.662%  0.000% 7/1 Year Adjustable Rate  Rate  APR  Points  6.876%  7.643%  0.000%